Frequently asked questions

How many times will we need to meet ?

Most people just need to meet once and they will have the plan to get more points & miles and use them more efficiently.
In some rare complicated cases a second session might be needed, but is optional, as is inviting me back to learn more and make it a hobby.

What can i expect in a consultation ?

Upon arrival, Owen will give you a signed NDA (Non Disclosure Agreement). This is a contract that confirms that any personal financial information you give Owen, legally it can not be discussed or shared with anyone else. This is the equivalent of a doctor / patient confidentiality.
Together you will go through The Points Parter program : This is a series of questions designed to give Owen all the information he requires to make recommendations.
At the same time you will be educated & learn tips & information along the way. If not covered during the session, Owen will summarize actionable tasks at the end : A list of things to do or change.

How long is a consultation ?

A session normally lasts between 1.5 - 2.5 hours.

What payment methods do you except ?

  • Cash
  • Check
  • Venmo (@owenbeiny)
  • Credit Card (3.75% added to balance)
  • All payments are due on the day of consultation.

Do you receive payments or sales commissions from companies for referring particular banks, credit card or airlines to me ?

No , I am completely independent and impartial. I am here to find what is best for and your lifestyle & i have no affiliation or affiliate programs with any companies.

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Financial Disclaimer 


The Points Partner [EIN 83-2650816] trading as The Points Partner and its members, officers, directors, owners, employees, agents, representatives, suppliers and service providers (collectively “The Points Partner”) provides this website for informational purposes only. The Points Partner does not accept any liability for any investment decisions made on the basis of the information provided on this website.

 Our advice is given solely for the purpose of assisting you to maximize your credit card points, minimize your monthly spend and use your air miles effectively.

 By using this website and the services of The Points Partner, you acknowledge and agree that we are not financial advisers and any advice offered by the Points Partner does not constitute financial or credit advice, or advice for any purpose other than to assist you to maximize your credit card points, minimize your monthly spend and use your air miles effectively.

 You are solely responsible for taking into consideration your financial position in deciding whether to follow the recommendations we provide, and The Points Partner strongly urges you to obtain independent legal, financial, taxation or other advice to determine how the website information relates to your unique circumstances. 

 The Points Partner is not liable for any loss caused, whether due to negligence or otherwise from the use of, or reliance on, the information provided directly or indirectly, by using this website or the services of The Points Partner. The Points Partner does not receive remuneration based upon investment or decisions by our email recipients, publications, newsletter or website users.

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